Group Term Life and Disability Insurance

Life Insurance

  • JSU provides two (2) times annual salary up to a maximum of $300,000 at no cost to the employee.
  • Employees can purchase an additional one, two or three times their annual salary up to a maximum of $300,000 at .25/$1,000.
  • Coverage becomes effective the first of the month after hired.
  • Dependent Life is available for spouse and eligible dependents, at the flat rate of $1.25 per month for $10,000 in coverage on each dependent.
  • Administered through Boston Mutual Insurance

Disability Insurance

  • Provided to all full-time employees after one year of full-time employment at no cost.
  • There is a 6 month elimination period before benefits start, if approved.
  • Pays 60% of gross monthly earnings up until age 65 or no longer deemed disabled.
  • Administered through Boston Mutual Insurance