your calendars! A TIAA-CREF Individual Consultant will be on site to conduct
individual counseling sessions.
Setting up a long-term financial plan can be a
complicated task. It involves evaluating your potential income sources and then
factoring in the impact of taxes, inflation and the larger economic picture.
Meeting with a TIAA-CREF Individual Consultant can help you sort things out and
make informed decisions. Richard Chandres, a TIAA-CREF Individual Consultant will be at Jacksonville State
conduct individual counseling sessions on the following days:
When: November 16 & 17, 2005
Where: Office of Human Resources
Bibb Graves Hall - Room 329
If you are interested in
signing up for a counseling session, click here http://www.tiaa-cref.org/moc or call Mike Odom at (800) 842-2003, ext.
For more complete information about investing in CREF and the TIAA Real
Estate Account, or in the Roth IRA, including charges and expenses, call
l-800-842-2733, ext. 5509 for current prospectuses. For more complete
information about investing in the TIAA-CREF Mutual Funds, including charges
and expenses, call 1 800 223-1200 for current prospectuses. Please read them
carefully before you invest or send money. CREF and the TIAA Real Estate
Account are variable annuities.
TIAA-CREF Individual and Institutional Services distribute CREF
certificates and interest in the TIAA Real Estate Account. Teachers Personal
Investors Services distributes TIAA-CREF Mutual Funds.