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Mark your calendars! A TIAA-CREF Individual Consultant will be on site to conduct individual counseling sessions.

 

Setting up a long-term financial plan can be a complicated task. It involves evaluating your potential income sources and then factoring in the impact of taxes, inflation and the larger economic picture. Meeting with a TIAA-CREF Individual Consultant can help you sort things out and make informed decisions. Richard Chandres, a TIAA-CREF Individual Consultant will be at Jacksonville State University to conduct individual counseling sessions on the following days:

         

When:       November 16 & 17, 2005

 

Where:      Office of Human Resources

 Bibb Graves Hall - Room 329

                  

If you are interested in signing up for a counseling session, click here http://www.tiaa-cref.org/moc or call Mike Odom at (800) 842-2003, ext. 3522.

For more complete information about investing in CREF and the TIAA Real Estate Account, or in the Roth IRA, including charges and expenses, call l-800-842-2733, ext. 5509 for current prospectuses. For more complete information about investing in the TIAA-CREF Mutual Funds, including charges and expenses, call 1 800 223-1200 for current prospectuses. Please read them carefully before you invest or send money. CREF and the TIAA Real Estate Account are variable annuities.

TIAA-CREF Individual and Institutional Services distribute CREF certificates and interest in the TIAA Real Estate Account. Teachers Personal Investors Services distributes TIAA-CREF Mutual Funds.



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